Frequently Asked Questions

Multitone Investrade provides a repayment tenure of up to 60 months with low-interest rates for used car loans.

Yes, when you opt for a Used Car Loan, you need to make a down payment. Multitone Investrade finances 95% of your desired second-hand car.

Your credit score should be 750 or above. This will increase your eligibility to avail of a Used Car Loan.

To secure the best vehicle finance rates, ensure you have a good credit score, provide all necessary documents, and choose a suitable tenure. At Multitone Investrade, we offer flexible loan options and attractive rates to make owning a used car easier and more affordable.

Yes, Multitone Investrade provides old vehicle finance for cars of different makes and models. Our loans cover up to 95% of the car’s value, with flexible EMIs and quick processing to help you drive your dream car home without delays.

Multitone Investrade offers:

• Competitive Used Car Loan lending rates
• Quick approval and minimal documentation
• Loans for a wide range of vehicles, including older models
• Transparent terms with no hidden charges

Interest rates for second-hand car loans vary based on factors like the lender, car condition, and borrower's credit profile.

Yes, Multitone Investrade allows refinancing of used cars at attractive lending/interest rates. By refinancing, you can reduce your EMI burden or extend your loan tenure.

Yes, your CIBIL score plays a significant role in getting the lowest interest rate on a Second-Hand Car Loan. Lenders offer better rates to borrowers with good credit scores (750 and above) as it indicates responsible financial behavior.

Yes, you can select the Loan amount and tenure for your Mobile Loan and repay it as per your convenience.

Sure, you can buy a phone on EMI with attractive features from Multitone Investrade's Mobile Loan.

With Multitone Investrade, purchase your new mobile on EMI without credit card. We provide Mobile Loans at zero down payment and no cost EMI.

Yes, subjected to your updated credit history.

Buying a smartphone with EMI makes life easier and helps manage expenses. Get a Mobile Loan from Multitone Investrade with no-cost EMI, zero down payment, and more benefits.

Yes, get Mobile Loan approved in just 2 minutes with Multitone Investrade.

EMI stands for estimated monthly installments, which are paid every month for the Mobile Loan amount opted to purchase a mobile.

To apply for a Mobile Loan at Multitone Investrade, you must be above 21 years of age, have a stable income and have a good credit score.

You can pay your Mobile Loan monthly, in affordable instalments. Repay your Loan by opting for a convenient tenure ranging from 6 months to 24 months.

Yes, Multitone Investrade provides Mobile Loans for first-time borrowers with no credit history as well.

Disbursal of our Online Personal Loans usually happens within 24 hours after the successful completion of the journey. The application process is simple, fast, and paperless. We also offer personalized guidance to help you complete the application process without any issues.

The advantages of Online Personal Loans from Multitone Investrade are:

• No need for a collateral
• Predictable repayment schedule
• Longer repayment time
• Easy EMI options
• Disbursal within 24 hours
• No physical documents required
• Quick and easy application anytime

One can apply for Personal Loans for reasons like paying for college, making a down payment for a house, launching a business, emergencies, weddings, travel, paying for the necessities of life, or paying for pricy credit card debt. The Personal Loan should have a lower interest rate than your current debt to enable you to pay it off more quickly. Online Personal Loans let you cover unexpected costs without depleting your savings as they follow a routine payment schedule. They provide the ability to combine high-interest loans and can also be used to pay for your wedding or a dream vacation.

No, cancellation is not possible once the customer has completed the digital signature, as the signature indicates the disbursal of the agreed-upon Online Personal Loan amount.

At Multitone Investrade, applying for an Online Personal Loan is simple, quick, and paperless. You don’t need any documents to apply for a Personal Loan. Just have your Aadhar details, PAN details, and current address proof handy and fill out the required information.

A Personal Loan is not secured since it does not require any collateral. Obtaining the best Personal Loan is easy because Multitone Investrade offers instant Personal Loans that are paperless and simple.

The process for getting an Online Personal Loan at Multitone Investrade is very simple. Just click on Apply Now and fill the basic details and our executive will reach out to you shortly to get the loan processed.

For an Online Personal Loan from Multitone Investrade, we charge a processing fee of flat 2.8% of the loan amount. Multitone Investrade instant personal loans have competitively low interest rates, and the loan disbursal occurs within 24 hours. The entire process is paperless.

By using the EMI calculator you can calculate Online Personal Loan EMIs. You can select the term you want to utilize and figure out your monthly payments free of hassle.

The most common usage of an Online Personal Loan involves paying for a long overdue trip and family events like weddings and birthday celebrations. These are also commonly used for large purchases, debt relief, emergency expenses like medical emergencies, banking, education, and electronic purchases. They are also frequently used for making down payments on a house or a car.

The term for Multitone Investrade's Online Personal Loans ranges from 6 to 36 months. At TVS Credit, you can choose your preferred tenure at your convenience and apply for the loan. We also provide friendly assistance throughout to make the application process easy and quick for you.

Tractor loans come under the category of agricultural loans. This Loan can be availed by farmers, non-farmers, individuals or as a group. At Multitone Investrade, the repayment options have been matched with the crop cycle for the borrower’s convenience.

Here’s why you should consider Multitone Investrade tractor loan.

• Maximum funding
• No income proof required
• Easy documentation process
• Quick Loan approval

The maximum tractor loan tenure at Multitone Investrade is up to 7 years.

At Multitone Investrade, the maximum loan amount for a tractor loan that can be borrowed to purchase a tractor is up to 90% of the tractor’s price.

Depending on the type of tractor loan opted for, the maximum tenure ranges from 48 to 60 months.

We do not fund any accessory unless it is a standard fitting.

Our rates, which are comparable with the best in the industry, are determined by the customer's location and profile and the loan's tenure.

Our Three-Wheeler Loans are available for a maximum period of four years.

Approval is usually given in one working day, subject to the submission of all required documents.

No, comprehensive coverage is required.

We do not insist on this, but please take care to arrange for comprehensive insurance and produce the policy copy with our endorsement in time. However, if you pay the premium along with monthly installments, we can take care of your insurance needs.

If you are unable to repay the gold loan on time, reach out to our dedicated customer support team. We are here to work with you and help you find a suitable solution.

Absolutely! We understand that financial situations differ. So, we offer flexible repayment options, including EMIs, for your gold loan to suit individual preferences and financial capabilities.

The loan amount for your gold loan is determined based on the value of your Gold. Our expert assessors will guide you through a transparent process to ensure you receive the maximum loan amount possible.

Check your eligibility to apply for a second-hand commercial vehicle loan.

The interest rates for a used commercial vehicle loan may differ depending on several factors like customer segment, credit score, loan tenure, and age of the vehicle.

At Multitone Investrade, the maximum loan amount for a tractor loan that can be borrowed to purchase a tractor is up to 90% of the tractor’s price.

The maximum tractor loan tenure at Multitone Investrade is up to 7 years.

Here’s why you should consider Multitone Investrade tractor loan.

• Maximum funding
• No income proof required
• Easy documentation process
• Quick Loan approval

Tractor loans come under the category of agricultural loans. This Loan can be availed by farmers, non-farmers, individuals or as a group. At Multitone Investrade, the repayment options have been matched with the crop cycle for the borrower’s convenience.

At Multitone Investrade, we provide tractor loan with affordable interest rates ranging from 11%-25%

EMI stands for ‘Equated Monthly Instalments’. The installment comprises two components – the principal and the interest. EMIs for a tractor loan provide you with the ease and benefit of paying back your loan in fixed monthly payments over a long period of time.

We frequently offer special schemes – don’t miss out! To avail of our latest offers, get in touch with us.

Once you have cleared your tractor loan without default, you may be eligible for special schemes.

Yes, this can be done as per the foreclosure terms mentioned in your tractor loan agreement.

Your tractor loan will be processed within 48 hours, subject to fulfillment of document and verification requirements.

At Multitone Investrade, the underwriting philosophy for a tractor loan is largely driven by the overall income of the customer. Additional sources of income are given due weightage.

Any loan with an LTV above 65% would require a guarantor.

Depending on the type of loan, the maximum tenure ranges from 48 to 60 months.

The repayment schedule can be customized in such a way that each instalment is due during the harvest season.

Agriculture Equipment Loans are agricultural loans since they are primarily used in that sector of the economy. However, you can also purchase an implement for use in your business operations. Farm implement loans are also considered to be term loans as the borrowed amount must be repaid within a specific period.

Multitone Investrade aims at reducing the financial burden of making the heavy investment of purchasing a new tractor. Thus, with our farm implement loan, you can avail funds up to 90% of the total value of the equipment you are buying.

Multitone Investrade keeps the needs of farmers and business owners in mind, offering Implement Loans at reasonable and highly competitive interest rates. Learn more about the interest rates for farm equipment loans.

Multitone Investrade has made its farm equipment finance application process easy. The farm implement loan procedure is available both online and offline, and you can either visit the nearest branch or opt for our time-saving online Loan process.

Get farm implement loan in 4 easy steps:

• Visit the website
• Select your product
• Get your Loan approved
• Get your Loan sanctioned and disbursed

Reduce your bike loan EMI in 3 ways:

• Choose longer tenure – A longer tenure for two-wheeler loan repayment will help you reduce the EMI. 
• Make a higher downpayment – A higher down payment will significantly reduce the EMI amount.
• Low-interest rate - Compare the Two Wheeler Loan interest rate before finalizing a lender. 

At Multitone Investrade, get up to 95% financing on the on-road price of your bike/scooter.

The two-wheeler loan term ranges from a minimum of 12 months to a maximum of 60 months.

A Loan that provides you funds to purchase a Two Wheeler is called a Two Wheeler Loan (also known as a Bike Loan). You can get a Two Wheeler Loan from Multitone Investrade, which covers 95% of the on-road price. You can also get attractive offers on your Two Wheeler Loan interest rates. The documentation process is easy, the Loan is approved within 2 minutes and the disbursal begins! *T&C Apply

Multitone Investrade’s Two-Wheeler Loans are available for both, the salaried and self-employed individuals.

To apply for a loan at Multitone Investrade, you need to submit details of important documents to get an instant approval. The details of the documents include your Aadhar, PAN, and current address proof. In addition to that, you are also required to submit your income proof and bank statement. Once this digital journey is done you can obtain a Two-Wheeler Loan at Multitone Investrade.

At Multitone Investrade, self-employed or salaried individuals, are eligible to apply for a Two-Wheeler Loan.

Documentation and paperwork can be tiring and tedious especially when you apply for a variety of schemes with loan tenure up to 60 months & affordable rate of Interest bike loan. If you are looking for an instant bike/scooter loan, we at TVS Credit help you cut the queue and save time without having to deal with the lengthy offline process. Apply from the comfort of your home and get your Two Wheeler Loan in just two minutes.

Here is the process for applying for a Two Wheeler Loan at Multitone Investrade:

• Download Multitone Investrade Saathi App and sign up using your mobile number 
• Verify your profile by updating your KYC details and checking your eligibility
• Complete the video KYC process after choosing your loan amount & tenure
• Confirm your bank details & complete the e-mandate process to get the loan amount disbursed

The Multitone Investrade Two-Wheeler Loan term ranges from 12 months to a maximum of 60 months. At Multitone Investrade, you can choose the preferred tenure at your convenience and apply for the Loan. We also provide friendly assistance throughout the process and help you in the decision-making process.

With flexible options tailored to your unique profile, you can secure up to 95% bike loan with Multitone Investrade’s Two Wheeler loans—and in some cases, you can even enjoy a zero down payment option on your dream bike.

Yes, Multitone Investrade provides a variety of schemes with loan tenures of up to 60 months and affordable interest rates for your two-wheeler loans.