A Personal Loan is an unsecured loan that can be used to cover a variety of needs, including paying for a wedding, a vacation, unexpected medical costs, credit card debts, and more. These loans are easier to obtain and hassle-free because they don’t demand any security or collateral. An Online Personal Loan enables you to get instant loan, as funds are generally disbursed immediately.
We offer instant personal loans with minimal documentation in a 100% paperless manner. Apply Now and get the loan amount required credited to your bank account.
Explore how an instant personal loan online can make your life easy. Enjoy the benefits of Online Personal Loans with a hassle-free application process and quick approval to meet your financial goal in a seamless manner.
Apply for an amount of your choice from anywhere, anytime and get those funds transferred to your bank account on the same day.
Get easy EMI options and flexible repayment tenure up to 36 months, for a loan amount ranging from Rs. 30,000 to Rs. 2,00,000.
No paperwork is required to avail a Personal Loan. From loan application to disbursements, the entire procedure can be done online.
Only basic details like PAN number, Aadhar Number and Address Proof are required to avail our personal loan.
Just provide a few basic details and verify the same to get the loan amount credited to your bank account without any hassle.
Personal Loan interest rates varies depending on the customer profile. There are other charges as well apart from the interest rates, read below to understand better.
| Schedule of Charges | Charges (inclusive of GST) |
|---|---|
| Processing Fees | Upto 10% |
| Penal Charges | Upto 36% per annum on unpaid installment |
| Foreclosure Charges | Cooling Period of 15 days from the Loan Agreement date. Charge as % of Principal outstanding. 16 days 12 months: 7.08%, 13-24 months: 4.72% >24 months: 3.54% | Other Charges |
| Bounce Charges | Rs.0 - Rs.750 |
| Duplicate NDC/NOC Charges | Rs.0 - Rs.500 |
Calculate your monthly installments with our Personal Loan EMI calculator - Get accurate Loan EMI and Personal Loan interest details instantly
Disclaimer : These results are for indicative purposes only. Actual results may vary. For exact details, please contact us.
₹ 30,000 to ₹ 2 Lakhs*
11.99% to 29.99%
6 to 36 months
Flat 2.8%
ILLUSTRATION
For ₹ 75,000/- borrowed at Interest rate’ of 2% p.m. for 12 months (interest rate
on reducing balance method),the payable amount would be Processing fee’ ₹ 1500.
Interest ₹ 10,103. The total amount to be repaid after a year will be ₹ 86,603.
*Interest rate and processing fees varies as per the products.
Experience quick online loan approval and hassle-free steps to get your instant Personal Loan today!
Check eligibility and fill basic details
Our executive will reach out to you for further processing
Once the proper documentation is done, your loan will be approved instantly.
A Personal Loan allows you to borrow money from a lender for almost any purpose, such as debt repayment, financing a large purchase, or planning a wedding. Online Personal Loans at TVS Credit are hassle-free to apply for, and we disburse the loan within 24 hrs.
Disbursal of our Online Personal Loans usually happens within 24 hours after the successful completion of the journey. The application process is simple, fast, and paperless. We also offer personalized guidance to help you complete the application process without any issues.
The advantages of Online Personal Loans from TVS Credit are:
One can apply for Personal Loans for reasons like paying for college, making a down payment for a house, launching a business, emergencies, weddings, travel, paying for the necessities of life, or paying for pricy credit card debt. The Personal Loan should have a lower interest rate than your current debt to enable you to pay it off more quickly. Online Personal Loans let you cover unexpected costs without depleting your savings as they follow a routine payment schedule. They provide the ability to combine high-interest loans and can also be used to pay for your wedding or a dream vacation.
No, cancellation is not possible once the customer has completed the digital signature, as the signature indicates the disbursal of the agreed-upon Online Personal Loan amount.
At TVS Credit, applying for an Online Personal Loan is simple, quick, and paperless. You don’t need any documents to apply for a Personal Loan. Just have your Aadhar details, PAN details, and current address proof handy and fill out the required information.
A Personal Loan is not secured since it does not require any collateral. Obtaining the best Personal Loan is easy because TVS Credit offers instant Personal Loans that are paperless and simple.
The process for getting an Online Personal Loan at TVS Credit is very simple. Just click on Apply Now and fill the basic details and our executive will reach out to you shortly to get the loan processed.
For an Online Personal Loan from TVS Credit, we charge a processing fee of flat 2.8% of the loan amount. TVS Credit instant personal loans have competitively low interest rates, and the loan disbursal occurs within 24 hours. The entire process is paperless.
By using the EMI calculator you can calculate Online Personal Loan EMIs. You can select the term you want to utilize and figure out your monthly payments free of hassle.
The most common usage of an Online Personal Loan involves paying for a long overdue trip and family events like weddings and birthday celebrations. These are also commonly used for large purchases, debt relief, emergency expenses like medical emergencies, banking, education, and electronic purchases. They are also frequently used for making down payments on a house or a car.
The term for TVS Credit's Online Personal Loans ranges from 6 to 36 months. At TVS Credit, you can choose your preferred tenure at your convenience and apply for the loan. We also provide friendly assistance throughout to make the application process easy and quick for you.